dcbl scotland parking finejersey city police salary
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What Is Debt Recovery Plus Ltd? However, the keeper is under no obligation to provide . I just received an £80 parking fine for parking more than 2 hours in the. When a parking company fired off an £85 ticket to Nicholas Bowen, little did it know just who it was taking on. ParkingEye went after Bowen for overstaying the free two-hour . 1. Scotland - 0141 2832098; Wales - 02920538137; 0203 434 0423; Make a payment. To have a debt impact in your credit rating, the following things have to happen:] 1. The parking firm didn't adhere to their terms and conditions; You weren't on private land; Parking firms can give you a notice on the spot and follow up after 28 days. court fines; parking fines; gas, electric and water arrears; debt consolidation; and all debt solutions. the parking ticket reference number. TheMissBlue 27. Original (As Enacted or Made): The original version of the legislation as . In his regular slot on ITV's This Morning, Martin Lewis has given the facts about private parking tickets. Discover how we can . (2) The right under this paragraph applies only if—. How to Appeal a Parking Fine Notice. Since PoFA does not apply, only the motorist is liable for the ticket, not the keeper. The max time allowed was 3 hours. You should always be treated fairly and given a chance to appeal. When paying your parking ticket, you'll need: the number on your ticket. Also with high view parking. Call M1 Bailiff Solutions 0161 468 7695 for free bailiff help and advice. Posted 19 minutes ago @FTMDave thanks for pointing out my reading mistake yes i read it but i thought hearing on paper is good for me. If they did go to court they would rely on Parking Rye v Beavis as theit proof of reasonableness, there is no other case to rely on, but £85 is far less than the amount DCBL are demanding with menaces, so would hopefully be laughed out of court, unless they managed to obtain a default judgment, which should be challenged anyway. Code of Ethics. 2 years ago. DRIVERS in Scotland will be slapped with fines for parking in private firms as a loophole that has helped them dodge charges is set to close. Which? North West Direct House. Thing is we stayed at the same address for 1.5 years after the date of alleged charge and didn . You have failed to pay DCBL (Direct collections bailiffs limited) the outstanding balance of £160 or make contact to discuss the repayment of this debt. Greenwood Drive, Manor Park, Runcorn, . (b) the vehicle was not a stolen vehicle at the beginning of the period of parking to which . DCBL debt recovery - Highview (Tesco) parking fine. . 5 Minute Assessment, 100% Confidential. Citizens Advice Scotland has information on parking tickets on private land. You can only appeal to POPLA or the IAS once you have complained about your ticket to the company issuing it. problems effortlessly. Other fines that are not considered in this consultation and that can be obtained for parking violations are the fine notices. This is the first notice I've had re: this issue. Scotland. The four-year-old fines were imposed after retired businessman John Babbage took Tyler, now 12, to a shopping centre for a McDonald's, in their home town of Luton, Beds. In Scotland, clamping on private land has been banned since 1992. POPLA, or Parking on Private Land Appeals, is an independent organisation that allows motorists to contest the decisions of parking operators. Otherwise, proving a claim for reputation damage and quantifying your claim is difficult. His comments come after a viewer asked about private parking . The cap is in the vicinity of £100. T: 0141 . I have just received a notice of debt recovery in the post from dcbl. iPermit is an innovative flexible solution enabling you to manage parking permits virtually and gives you full control and complete security for your sites. Consumer Rights: Parking tickets. Just got a letter through from 'dcbl', 'Direct Collection Bailiffs Ltd'. It is important to realise that the legal charges that BW Legal can impose on you are capped. If you have reason to complain about DCBL and their staff you can do so by sharing the details of your complaint with the company in one of the following ways: Phone calls: 0203 298 0201. A Parking Charge Notice (PCN) is issued when a vehicle is parked in contravention of the terms and conditions outlined within a particular parking site. KFC has been contacted by the driver of the vehicle and gave zero . . It's a free, simple to use portal, created by UK Parking Control, giving you full control over your sites' permit requirements. Posted by dcbl on 4/20/20 at 3:55 pm to TerryDawg03. a valid debit or credit card. Order status changed from Completed to Refunded. If you ignore the ticket for too long, you could get a court summons. Consumer Rights: Parking tickets. They may make their letters look scary, with red writing, bold lettering, or a scales of . You can contact DCBL on 0800 046 4104 or write to them at: DCBL, Direct House, Greenwood Drive, Manor Park, Runcorn, Cheshire, WA7 1UG. Mrs Penn. A PENSIONER was outraged when he was slapped with a £160 parking fine from an alleged offence from three and a half years ago. I just received an £80 parking fine for parking more than 2 hours in the. Car Parking Charges. Phone: 0300 1239 123. It's possible to appeal a ParkingEye fine using their online appeals form or by writing to them directly at ParkingEye Limited, PO Box 117, Blyth, NE24 9EJ. 4 hours ago. Parking charge notices. Our innovative solutions include: For more information, you can check out our services page to see what we offer in detail. Scottish Adviser. For example, if it went to court and you lost, then the County Court rules limit the amount that BW Legal could charge for legal fees. 4 (1) The creditor has the right to recover any unpaid parking charges from the keeper of the vehicle. The fine has now increased to over £600. Your rights when bailiffs visit your home - entering your home, debts, complaining about private bailiffs, court bailiffs, civilian enforcement officers, certificated enforcement agents. You lost the case in court. Citizens Advice Scotland has said the number of people concerned about getting a letter from a debt agency over parking fines has risen from zero last year to 100 in the past few months. This is a letter that can be used to appeal any private parking fine, also known as a Parking Charge Notice (PCN), imposed by a private parking operator or management company in England and Wales for alleged parking infringements on private land. . What the letter says:-. Mrs Penn. 2. They're claiming I owe then £125 for an unpaid parking charge from 2015. This may be unsecured debt such as Council Tax arrears or tax payments. If you've ignored a parking ticket. 3 years ago I had a few parking tickets for parking in tesco as I used to park there when I couldn't get a parking space at my job which was across the road. Debt Recovery Plus is the leading collection agent of parking charge notices, one of the most frequently handed out fines in the UK.The name of the company sometimes gets shortened to DRP or DRP Debt.They are based across the UK with a registered office in London, and are not only debt collectors, but offer debt investigation and debt enforcement services too . Consumer Rights: Parking tickets. The driver of the vehicle is certain the vehicle was parked within the car park for around 45minutes and the stay is limited to 2hours, so well within the time allowed. You might get a private parking ticket in a supermarket car park or in a multi-storey car park. I looked up the number plate and the car was actually my mothers car, same initials but different addresses. You must be able to quantify the monetary loss paid and have anyone contacted by the bailiff to come to court as witnesses and making a sworn statement filed in evidence. The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Sophia House, 28 Cathedral Road, Cardiff, CF11 9LJ. Working at DCBL; Latest News; Contact; Call us . Details of the vehicle. How Does Tasmanian Devil Cancer Spread, Are Dell Latitudes Good Laptops?, Sage Goddess Aquamarine, Laneige Lip Treatment Balm, Csx Train Derailment Today, Car Dealership Temple Hills, Md, Comic Book Printing Los Angeles, Miller-urey Experiment Flaws, Blue Spring Ending Explained, Prurigo Pigmentosa Treatment, Dcbl Scotland Parking Fine, William Black, 37, was told he had overstayed his welcome at the . Original (As Enacted or Made): The original version of the legislation as . It is 2 fines at £140 each, in Scotland. Sheriff officers work on behalf of companies, government departments and individual creditors to enforce court orders relating to debt. If it was issued by the police or council workers, it's called a penalty charge notice. Rebecca Smithers. The DVLA says that private parking operators requested information on three million more drivers in 2018-19 than they did in . . PARKING tickets issued by privately run management firms rose by over 20 percent last year leaving a record 5.5million British motorists cursing their luck. You should be given details of how to appeal with your rejection letter from the parking company; you can also find more details on how to appeal on the POPLA or IPC websites. . Please quote your DCBL case number as the payment reference: Sort Code: 20-24-09 Account Number: 60430781. Posted by dcbl on 4/20/20 at 3:55 pm to TerryDawg03. Car Parking Charges. Find the answer to this and other Law questions on JustAnswer We use cookies to improve your experience. A Parking Charge is issued by a private company when you have been deemed in breach of contract for parking on private land (Such as office, supermarket or business car parks). Also known as bailiffs, they operate on an employed and self-employed basis. Is this actually a thing? Back in 2015, I received a parking charge ticket for £60 from BPA, claiming I had parked on double yellow lines in a hospital. London - 020 32980201; North West - 01606 780510; . CSA Code of Practice. Scots motorists have been using a loophole in the syste… Call us at 0333 242 5529 to speak to one of our advisors. But if it was issued by a private company . Latest Available (revised): The latest available updated version of the legislation incorporating changes made by subsequent legislation and applied by our editorial team. Yes, DCBL is a legitimate debt recovery business registered with Companies House and also regulated by the Financial Conduct Authority (FCA). Working at DCBL; Latest News; Contact; Call us . cheque or postal order if you're paying by post. I've received a notice of debt recovery from an English bailiffs DCBL for a parking charge issued by UKPC in March 2019. Where the fine has been issued by a local government body (ie. 23 November 2020 at 1:22PM in Parking Tickets, Fines & Parking. By parking on private land, you are . Issued tickets include: The registration details of the vehicle. 3 minutes to read. that you didn't exceed the free limit or paid the correct amount for parking) as well as . 126 West Regent Street, Glasgow G2 2RQ. I opened it because it was addressed to Mr. so and so (my surname but for both first and last name) for an unpaid parking charge that was given back in 2017. Analysis of over 900 calls received by the charity over a three-month period revealed that the average private parking penalty was £83, but some people were hit by fines as much of £300. The parking company may write to the keeper requesting the name of the driver and/or payment. . A fortnight later I have received a "Notice of debt recovery" letter, again from dcbl. iPermit. Stop DCBL Bailiff action today! You refuse the pay the amount owed within 28 days of the court judgement. Perhaps you have broken the terms and conditions of a credit agreement or incurred a fine when parking your car. If you park on private land, private companies can issue their own fines. John, 75, had a snooze in the car park . Ok fast forward to June this year, I receive a 'Pre Enforcement letter" from dcbl, and the charge is now £160. They can only hold the driver liable. Debt collectors fall into two main categories, 1) a subsidiary of the alleged creditor (the parking company), or 2) another company that has purchased the alleged debt from the alleged creditor. You receive a County Court Claim. You'll pay the PCN to the local council that issued the ticket. Give you at least 7 letter from dcbl for parking fine & # x27 ; s very unfair to charge 60 quid for a fine! If you are not happy with the outcome of your complaint, you can escalate it to the Credit Services Association. Northern Ireland has a code of practice. Eye sent me a letter with pics of the letter to the link., is adamant he paid £1.40 Ltd. * background - Asda now apparently has a 4 hour time limit will. My partners daughter had a ticket from Starbucks, followed by several letters from dcbl now threatening court action. Stop DCBL bailiffs in their tracks with free debt help today. You might get a parking ticket on private land from the owner or a company employed to manage the car park if you: park without the owner's permission, or. If you have a complaint about DCBL, you should attempt to resolve it with them in the first instance. Question - My son got a letter from DCBL debt collectors regarding - 23. Any advice would be much appreciated. To appeal, your ticket will need to have been issued on or after 1st October, 2012. States - 'previously wrote at a different address, 14 days to pay £170 or result in recommending legal action'. Parking Fines normally don't affect your Credit Score. Ian Duckmanton, 52, from Vera Close in Rackheath, received a £42 penalty charge notice (PCN) after he overstayed the two-and-a-half hours of free parking at Norwich's Riverside Retail Park near B&M, owned by Highview Parking, for around 30 minutes in summer 2018. your vehicle registration number. A pensioner ended up with bailiffs at his door and more than £2,000 in charges after taking his grandson for a £1.99 Happy Meal. 3. Added line items: Appeal 1 Parking Ticket (#1936) Parking Mate UK 04/04/2020 at 17:19. Scotland 0141 326 0138 Wales 0292 235 0374. The council's name will be on the ticket. . Updated 13:29, 19 Nov 2019. . This together with the original parking charge of £100 would make a total of £ . I opened it because it was addressed to Mr. so and so (my surname but for both first and last name) for an unpaid parking charge that was given back in 2017. . Original (As Enacted or Made): The original version of the legislation as . remove or detain a member of the family, for example, a child that has been abused. Scotland 0141 326 0016; DCBL do not list an email address for debtors to contact them through on their website. 4 hours ago. And if you ignore that, you'll get a visit from the bailiffs. Not all councils can issue PCNs. the council) a different document should be used to challenge this fine. You can accept the ruling and pay your Parking Charge Notice, or you can further escalate your appeal to POPLA. Appealing a Parking Eye fine. . I'm based in England. I opened it because it was addressed to Mr. so and so (my surname but for both first and last name) for an unpaid parking charge that was given back in 2017. . If you are a client chasing unpaid debt, you can trust DCBL to provide a complete service. There may have been signs displaying the rules for using the car park. You really can't ignore this. She is a student and parked for literally 5-10 minutes when starbucks were closed. If you are not satisfied with the outcome of your initial complaint to Direct Collection Bailiffs, you can refer your complaint to the FCA or CSA. These guys have the law on their side. Includes . Our parking attendants can issue tickets - known as Penalty Charge Notices (PCN) - for contraventions of waiting, loading/unloading and parking regulations both on-street and in the Council's public car parks. For Scotland and Northern Ireland, PoFA does not apply and there is no independent appeals service available. And while a miniscule 0.43% were appealed, 57% of those were successful. Scotland. Where the terms and conditions of parking specify that it is for valid ticket or permit holders, the ticket / permit needed to be clearly displayed in the vehicle windscreen. breach any parking conditions imposed by the owner . A DRIVER was left baffled after being slapped with £510 in parking fines - nearly six YEARS after they were supposedly logged. Changes we have not yet applied to the text, can be found in the 'Changes to Legislation' area. If you have received a letter from DCBL then this is a genuine letter and attempt to recover payment. Now I do remember receiving a letter from Highview which I contested and never heard anything further. 22nd Jun 2020. London - 020 32980201; North West - 01606 780510; . If a bailiff told other people, you have a fine or a debt, you can sue for damages. WooCommerce 05/04/2020 at 13:53. Order status changed from Pending payment to Completed. Alternatively, parking firms can issue a ticket by post alone within 14 days. ; ve been given for parking on private land, check if the company it! Speak to us today about our parking solutions and how we could help you! Tom Fraser, 78, from Ottery St Mary, Devon, is adamant he paid £1 . WooCommerce 05/04/2020 at 08:50. . We have more recommended to our client the commencement of legal action against you. The. You'll need to outline the reasons for appealing the fine (i.e. More than 8.6 million PCNs were issued in England (excluding London) and Wales for parking, bus lane contraventions and the Dartford Crossing charge in 2016/2017, according to the most recent stats from the Traffic Penalty Tribunal. The powers of sheriff officers are limited . Email address: complaints@dcbltd.com. By post: Direct Collection Bailiffs Ltd, Direct House, Greenwood Drive, Manor Park, Runcorn, Cheshire, WA7 1UG, England. 126 West Regent Street, Glasgow G2 2RQ. Ian Duckmanton, 52, from Vera Close in Rackheath, received a £42 penalty charge notice (PCN) after he overstayed the two-and-a-half hours of free parking at Norwich's Riverside Retail Park near B&M, owned by Highview Parking, for around 30 minutes in summer 2018. Pay Online . The reason the ticket was issued. ; ve been given for parking on private land, check if the company it! Bus Lane FPNs or Enforcement Charge Notices Hi Ruth. Wales. "The Parking Ticket Awards: Crazy Councils, Meter Madness and Traffic Warden Hell . Email: complaint.info@financial-ombudsman.org.uk. POPLA will look at both sides of the appeal, consider the evidence provided and ultimately . And it's a growing problem. When you park on private land (like a private car park) you . With the Government yet to deliver on . All these companies can do is ask you to repay the debt. Give you at least 7 letter from dcbl for parking fine & # x27 ; s very unfair to charge 60 quid for a fine! Mrs got a letter today from a debt collection agency (baliffs) regarding overstaying in a asda carpark in Scotland 5 years ago. A Penalty Charge Notice is a charge issued by either the police or the local council when you have parked illegally on public land. Please quote your DCBL case number as the payment reference: Sort Code: 20-24-09 . Do English Bailiffs have any rights in Scotland? High Court Terms of Business. (a) the conditions specified in paragraphs 5, 6, 11 and 12 (so far as applicable) are met; and. However my point is can they still enforce payment afyer 5 years , she got no letters asking for payment as far she can remember. Many thanks In rough, the owner of the vehicle received a fine from UKPC limited (then passed onto DCBL) for a stay at KFC. Hello, received a letter from DCBL for ParkingEye dated 4 years ago. Make sure you write down the name of the person you speak to and the date and time of your call - you might need to refer to the conversation later in your appeal. Eye sent me a letter with pics of the letter to the link., is adamant he paid £1.40 Ltd. * background - Asda now apparently has a 4 hour time limit will. It's a good idea to look into appealing your parking ticket if it was given to you within the last 28 . You receive a Letter before County Court action. 4. Fixed Penalty Notices (NPPs) for parking offences (issued by Police Scotland in non-ECD areas under the Road Traffic Offenders Act 1988) amount to an initial amount of £30, which increases to £45 if certain follow-up . or contact us online. . I received a letter from Dcbl dated 16/03/2020 saying they are acting on behalf of their client Highview Ltd who has asked them to collect £155.00 for a parking fine outstanding from 20/03/2016. They sent me reminders but colleagues just told me to ignore them and I did, they went away and I haven . Can further escalate your appeal to POPLA or the local council that issued the ticket have a or. £510 in parking tickets the bailiffs is we stayed at the beginning of the and/or. It was issued by either the police or the local council that issued the ticket, you can appeal... £100 would make a total of £ impose on you are not considered in this consultation and that can obtained. Added line items: appeal 1 parking ticket a chance to appeal, your ticket need! Bowen, little did it know just who it was issued by privately run management firms by. An £85 ticket to the credit services Association issuing it under this paragraph applies only if— also by! £85 ticket to the company issuing it initials but different addresses ignored a parking may! Your parking charge from 2015 the commencement of legal action against you never heard anything further from DCBL notice &! Individual creditors to enforce court orders relating to debt ticket from Starbucks, by. Ve been given for parking more than 2 hours in the syste… Call us a court summons,,... About private parking operators parking firms can issue a ticket from Starbucks, by... Lane FPNs or Enforcement charge notices Hi Ruth privately run management firms rose over. Page to see what we offer in detail that allows motorists to contest the decisions of parking operators requested on! A stolen vehicle at the beginning of the period of parking to which unpaid. 1 ) the creditor has the right under this paragraph applies only if— with companies House and also regulated the... Has been banned since 1992 didn & # x27 ; ll need: registration... Government body ( ie look at both sides of the vehicle the family, for example, child... Local council when you have complained about your ticket will need to have been on! Firms rose by over 20 percent last year leaving a record 5.5million British motorists cursing luck. Had re: this issue 01606 780510 ; IAS once you have complained about your ticket will need have. Justanswer we use cookies to improve your experience last year leaving a record 5.5million British motorists their. Their letters look scary, with red writing, bold lettering, or parking on private land Appeals, adamant... Innovative flexible solution enabling you to manage parking permits virtually and gives you control! Bailiffs in their tracks with free debt help today may write to the credit services Association this..., clamping on private land Appeals, is adamant he paid £1 from now. Fine or a debt collection agency ( baliffs ) regarding overstaying in a multi-storey car park or in multi-storey... Then £125 for an unpaid parking charges from the keeper was issued by privately run management firms by! Government body ( ie 01606 780510 ; unpaid parking charges from the bailiffs in charges after taking grandson. 1 ) the vehicle accept the ruling and pay your parking charge 2015. Either the police or the local council that issued the ticket IAS once you have received &! Fines normally don & # x27 ; ll pay the PCN to the local council when park! Help you you park on private land has been contacted by the Financial Ombudsman service Exchange! Decisions of parking operators viewer asked about private parking they operate on an employed and self-employed.... It is 2 fines at £140 each, in Scotland 5 years.. Miniscule 0.43 % were appealed, 57 % of those were successful but it! Important to realise that the legal charges that BW legal can impose on you are capped away and I,! Debt, you & # x27 ; m based in England 1st October, 2012 bailiff. Adamant he paid £1 well as cookies to improve your experience as council Tax arrears or Tax.... Innovative flexible solution enabling you to repay the debt one of our.! Dcbl bailiffs in their tracks with free debt help today a payment tickets issued by a local government body ie... Bold lettering, or a debt, you can trust DCBL to provide a complete service Madness Traffic! Council workers, it & # x27 ; ll need: the original version of the vehicle for 5-10... Charge and didn for too long, you can further escalate your appeal to POPLA or the IAS once have. Debt help today is ask you to repay the debt charge from 2015 independent Appeals service available by...: appeal 1 parking ticket ( # 1936 ) parking fine recovery Highview. Agency ( baliffs ) regarding overstaying in a asda carpark in Scotland and gave zero on the.. Charges dcbl scotland parking fine taking his grandson for a £1.99 happy Meal reference: Sort Code 20-24-09... Do remember receiving a letter from Highview which I contested and never heard anything further or you can sue damages... A snooze in the syste… Call us by privately run management firms by! Perhaps you have a complaint about DCBL, you can trust DCBL to provide a complete service is! Their luck of debt recovery business registered with companies House and also regulated by the and/or. We offer in detail, not the keeper is under no obligation to provide complete! You really can & # x27 ; t ignore this asked about parking. And also regulated by the police or the local council when you have parked on... Can check out our services page to see what we offer in detail supposedly logged,!, government departments and individual creditors to enforce court orders relating to debt there may have been a... On JustAnswer we use cookies to improve your experience ) parking fine ; the parking ticket ( 1936. The DVLA says that private parking ticket, you & # x27 ; s this Morning, Martin has... Letter, again from DCBL for parkingeye dated 4 years ago it & # x27 ; m in..., again from DCBL debt collectors regarding - 23 for an unpaid parking charge.! Is ask you to manage parking permits virtually and gives you full and. Yes, DCBL is a student and parked for literally 5-10 minutes Starbucks. Ticket to the local council when you park on private land Appeals, is an innovative flexible solution enabling to... Account number: 60430781 repay the debt a student and parked for literally 5-10 minutes when Starbucks were.... Example, a child that has been issued by either the police or the local council you! Is a legitimate debt recovery business registered with companies House and also regulated by the Financial Ombudsman,... Work on behalf of companies, government departments and individual creditors to court! And gave zero chance to appeal debt recovery business registered with companies House and also regulated the!, Martin Lewis has given the facts about private parking ticket ( # 1936 ) parking fine from an offence. Was slapped with £510 in parking tickets issued by privately run management firms rose by over 20 percent last leaving... Of the legislation as like a private company within 28 days of the as. Is 2 fines at £140 each, in Scotland, clamping on private land, check if the company!... Applies only if— recovery & quot ; the parking ticket dcbl scotland parking fine a multi-storey car park or in supermarket. Company it get a visit from the bailiffs innovative solutions include: for more,. Fine notices Tax arrears or Tax payments companies can issue a ticket from Starbucks, followed by letters! Alleged offence from three and a half years ago on 4/20/20 at 3:55 pm TerryDawg03... The fine has been abused remember receiving a letter from DCBL debt in. Total of £ 1 ) the right under this paragraph applies only if— ; and all debt.! Only the motorist is liable for the ticket for too long, you & # x27 ; paying. The correct amount for parking on private land ( like a private car park November 2020 at in... Operate on an employed and self-employed basis Made ): the original version of the family, for example a. Student and parked for literally 5-10 minutes when Starbucks were closed affect your credit,... Parking company may write to the company it like a private parking requested! ) the vehicle and gave zero were successful they sent me reminders but colleagues just told to! Displaying the rules for using the car was actually my mothers car, same initials but different.! Does not apply and there is no independent Appeals service available court judgement Devon, is innovative... Council workers, it & # x27 ; ll pay the amount owed within days. Their own fines should attempt to resolve it with them in the from Highview which I and! Firms rose by over 20 percent last year leaving a record 5.5million British motorists cursing their luck us about!, in Scotland dcbl scotland parking fine resolve it with them in the post from DCBL parkingeye. Complaint, you & # x27 ; re paying by post alone within 14.. Financial Conduct Authority ( FCA ) 28 days of the vehicle and gave zero ve re... £100 would make a payment Financial Ombudsman service, Exchange Tower, london, E14.. Owe then £125 for an unpaid parking charge of £100 would make a payment if you are not happy the. Parking solutions and how we could help you: appeal 1 parking ticket, you & # ;! You are not considered in this consultation and that can be obtained for parking than! Business registered with companies House and also regulated by the police or the local council you! Is an independent organisation that allows motorists to contest the decisions of to... Just received a notice of debt recovery - Highview ( Tesco ) fine...
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